Mortgages and Enforcement of Land Securities
Many creditors want more assurance that they will be paid or repaid than simply a right to be paid. What if the debtor has no intention of payment, or cannot pay because of other expense commitments?
For this reason, many creditors want their (including proposed) debtors to give security over land they own, so that if there is a default in repayment, steps can be taken to sell the land to recoup what is owed.
Commercial Litigation and Disputes Resolutions
When you are running a business your main focus should be growing your business and not chasing payments. When attempts to get a client to pay have failed, it may be time to start the disputes resolution process or commercial litigation.
Corporate Debt Recovery
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Terms of Business and Privacy Policies
One of the most important documents for your business is your standard terms and conditions of business.
Your terms establish the contractual basis on which you are prepared to do business with a client or customer and should be aimed at avoiding confusion about your offering and protecting your entitlement to be paid in a range of scenarios.
Your terms of business should not be an after-thought, or considered a ‘mere formality’ to a relationship you expect will be without hiccoughs. It is the document that you will need to turn to when disputes inevitably arise.
Personal and Corporate Insolvency
St. Clair & Associates has significant experience in acting for and advising clients (creditors, debtors and insolvency practitioners) on matters concerning both personal and corporate insolvency.